Podcast › #65

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#65 ・ 2026-02-28 ・ 39 min ・ Book talk

Why are the truly rich so low-key? The Psychology of Money #6

為什麼有錢人都很低調?看不見的資產,才是真正的財富|《致富心態》#6

MoneyTime

The Psychology of Money ・ part 6 of 8 ›

About this episode

In this sixth episode of The Psychology of Money series, I want to talk about three key things that are often overlooked: freedom, invisible assets and your savings rate.

Many people think wealth means luxury cars, fancy watches and mansions — achievements you can see. But real wealth is often an "invisible asset": the money you didn't spend, the ability to choose how you use your time, and being able to wake up and say, "Today I can do what I want."

In this episode I share: • Why money's greatest value is buying back control of your time • Why driving a supercar doesn't mean you're rich, and invisible assets are the real wealth • Why the key to building wealth isn't your rate of return, but your savings rate • Why the fastest way to raise your savings is to care less about what others think

If you're pursuing financial freedom but it always feels far away; if you're investing hard but can't seem to save; if you want to understand what "truly rich" means, this episode will help you redefine wealth. Financial freedom isn't a few more zeros in your account; it's whether you have choices.

The episode is in Mandarin Chinese. These notes are translated from my original show notes.